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We’ll find the home loan that’s right for you, get you pre-approved, lock-in your rate, and provide up to a $2,000 closing cost credit on your home purchase with Sirva Mortgage.¹

Earn up to $500 cash back for every $100k in home value at closing when you buy or sell with a preferred real estate agent.²

Sirva, the world's largest relocation and moving company, will help maximize your time and money when buying or selling a home by connecting you with one-stop real estate, mortgage and moving services. The more services you use, the more you save! Our goal is to provide the guidance and personal care to make your home purchase or sale smooth from start to finish.

Plan your move and save on interstate (state-to-state) and local moving services.³

Earn a bonus $250 AMEX gift card when you combine mortgage and real estate services to save yourself time and money!⁴

*By pressing the submit button above, you give SIRVA Inc. and its affiliates your consent to use automated SMS and telephone dialing technology to call you at the phone number provided including your wireless number and you agree to our Privacy Policy and our cookie policy. If you do not consent please call us at 1-888-306-6998. We do not sell, rent or otherwise distribute your private information to any third party. To view our Privacy Policy, click here. To view our Cookie Policy, click here.

BJ's Wholesale is not a lender. BJ's Wholesale is not affiliated with Sirva Home Benefits Sirva Inc., Sirva Mortgage, Sirva Relocation real estate services or any of its affiliates. BJ's Wholesale does not endorse or recommend any particular lender and is not responsible for any of the activities of Sirva Inc, Sirva Home Benefits, Sirva Mortgage, Sirva Relocation real estate services, or any of the participating affiliates.

Request A Consultation

Speak With A Home Expert

Get Moving & Earn Rewards

Complete the form or call Sirva directly to let us know you’re interested in the Home Benefits program. You can choose to use one, two, or all three services.

We'll help you connect with an approved real estate agent, mortgage lender, or movers in your area to fit your needs. 

If you buy/sell with a realtor, complete your home financing process, or interstate move you'll can earn cash back and gift cards to help you save.

Streamlined Process

Flexible Options

Dedicated Consultants

Sirva can get you closed and settled faster on your mortgage loan by reducing the amount of time and paperwork needed.

Personalized guidance is available to help you make all the right decisions.

Sirva can connect you directly with the services that meet your needs. Use a single service or use them all.

Guiding New Homebuyers Every Step of the Way

A perfect choice for the first-time homebuyer as well as the experienced homeowner, we offer flexible down-payment options and will find the financing option that is right for you.

Verified Pre-approval

We work with you to assess your financial status, pre-qualify, and evaluate various financing options at no cost or obligation. We can then issue a verified pre-approval letter providing leverage when negotiating an offer with the seller.

Refinance Made Easy

Homeowners have an opportunity to refinance, and significantly reduce the interest rate on their mortgage, modify the terms, consolidate debt or get cash out. 

Visit NMLS Consumer Access for licensing information and see details below.

Connect With a Local Real Estate Agent 

Sirva’s real estate agent matching service makes that task stress-free by connecting you with the perfect real estate agent from our Preferred Broker Network (PBN) of over 4,700 trained and certified professionals ready to help you buy or sell your home or investment property.

Buying a Home Made Simple

Experienced and first-time home buyers alike can benefit from buying a home with a program-referred agent focused on providing world-class service while guiding them to their dream home.

Selling a Home Made Easy

We're here to guide you through selling your home every step of the way. Let us connect you with the perfect network agent to market your home and make the process seamless.

We offer you unparalleled control, priority capacity and significant pricing advantages on your interstate move when you use Allied® and North American® Van Lines.*** We also combine the benefits of do-it-yourself options  for moving household goods with our SMARTBOX containers that allow you to pack at your own pace, and have our professional drivers pick them up for storage or immediate delivery.³

Q: Do I need to pay to get access to this program?

The Home Benefits Program is offered free to register and has no hidden costs.

Q: Do I have to use all three services or can I use only the services I need?

Each part of the program offer is independent and you can select any or all of the available services. For example, if you are only in need of a mortgage, you can obtain a mortgage through the Sirva program lender and receive the closing cost credit without having to use any other part of the program. The same applies to real estate and moving – you do not have to use the Sirva program Lender in order to receive the cash back credit from the Sirva real estate referral program. However, you use two services or more you will become eligible for an additional bonus of a $250 AMEX gift card.⁴ Please note as well that because of the common ownership of Sirva Relocation and Sirva Mortgage (and other settlement service providers listed in the AFBA) the use or referral by any one of these companies to another may provide that company a financial or other benefit.

Q: Can I use my cash back rewards to pay for closing costs?

If you choose Sirva Mortgage as your lender, you can receive your earned real estate cash back at closing to be used in addition to the Sirva Mortgage program lender credit for the payment of closing costs. If you chose another lender, your cash back will be either mailed or directly deposited into your checking account 30-45 days after closing.

Q: How does the real estate process work?

One of Sirva’s real estate coordinators will contact you to learn about your needs and what you are looking for in an agent. They will connect you with 1-3 of their preferred agents for you to talk to that meet your requirements. Sirva’s Preferred Broker Network (PBN) is a mix of large, mid, and small brokerage companies that cover over 160 metropolitan areas. All agents in the network must have at least 3 years of experience in selling real estate, closed at least 20 real estate transactions in the past year, and must have specific brokerage-sponsored relocation training. You then work directly with your assigned agent to buy or sell a home. Your cash reward will be in your hands 30-45 days after closing! It’s that easy.

Q: If these companies are all related, how do I know if they are cost-competitive?

Sirva always looks to provide competitive rates and benefits. Sirva’s Affiliated Business Arrangement Disclosure (AFBA) provides you a range of estimated charges or range of charges for the settlement services you may need. Click AFBA | Sirva Worldwide Relocation & Moving | Sirva to read the full Sirva AFBA Disclosure. You are not required to use the listed providers as a condition for settlement of your loan, a refinance of your loan, the purchase or sale of your property, or obtaining title insurance of the subject property. There are frequently other settlement service providers available with similar services. You are free to shop around to determine that you are receiving the best services and the best rate for these services.

NMLS #2240. Click here for the Sirva Mortgage NMLS access page.

BJ's Wholesale is not a lender. BJ's Wholesale is not affiliated with SIRVA Inc., Sirva Mortgage, or any of its affiliates. BJ's Wholesale does not endorse or recommend any particular lender and is not responsible for any of the activities of Sirva Inc, Sirva Mortgage or any of the participating affiliates.

Sirva Home Benefits is a brand name of Sirva Worldwide used to offer a suite of products for homebuying purposes. Mortgage lender (Sirva Mortgage, Inc.), Sirva entity making real estate referral (Sirva Relocation LLC), and van lines providing moving services (Allied Van Lines, Inc. and North American Van Lines, Inc.) are affiliated entities. 

1 Sirva Mortgage is an equal opportunity lender engaged in the business of originating residential mortgage loans. We are licensed or authorized to conduct mortgage loan origination in all 50 states plus the District of Columbia. Sirva Mortgage is not a depository institution and does not act or represent itself as a full-service bank. Reference to the term “mortgage banker” is a common, accepted industry term referring to companies engaged only in the business of making mortgage loans. Various state laws and regulations and our license type(s) in various states refer to us as a mortgage lender, mortgage banker or mortgage broker. For our Privacy Policy and Affiliated business relationships disclosures please visit https://mortgage.sirva.com/about/about-sirva-mortgage. Please see the complete required license disclosure below. Call 800-531-3837 for more information.

Sirva Mortgage, Inc. NMLS ID #2240, for licensing information, go to: www.nmlsconsumeraccess.org. Main Office Address is 6200 Oak Tree Blvd., Ste. 300, Independence, OH 44131; Telephone: 1-800-531-3837. We are licensed by/as (among others): Arizona Licensed Mortgage Banker, License #0901430; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4130944; Georgia Residential Mortgage Licensee #6221; Illinois Residential Mortgage Licensee #MB.0004037 - Illinois Department of Financial and Professional Regulation (IDFPR), Division of Banking, Mortgage Banking Section, 555 West Monroe Street, Suite 500, Chicago, IL, 60661, (312) 793-7090; Kansas Mortgage Company License #MC.0025314; Massachusetts Mortgage Lender License #ML2240; Nevada Licensed Mortgage Banker License #1043; Licensed by the N.J. Department of Banking and Insurance; Licensed Mortgage Banker – NYS Banking Department; Oregon Mortgage Lending License #ML-186; Rhode Island Licensed Lender; Texas Mortgage Banker Registration #2240; WA Consumer Loan Company License #CL-2240.

Licensed Mortgage Loan Originators’ NMLS IDs are available upon request for licensing information, go to: www.nmlsconsumeraccess.org.

This is not an offer of credit. This is not an offer to enter into an interest rate lock-in agreement nor is this notice of loan approval. Mortgage approvals are rendered based on individual credit qualifications.

Your APR on a refinance may differ from your Note Rate. For those looking to refinance – even if your refinanced rate or APR is lower, by refinancing your existing loan, your total finance charges may be higher over the life of the refinanced loan.

Lender provides a credit up to $2000 to offset any Lender fees. Important terms and conditions apply to the closing cost credit. Closing cost credit will not exceed borrower’s closing costs. 

2 Real Estate referrals are made by Sirva Relocation LLC an affiliated business of Sirva Worldwide and a licensed real estate broker. $500 cash back for every $100,000 only available when using a Sirva referred real estate agent, the purchase and/or sale price is above $75,000. Program reward amount is based upon at least 6% real estate commission and the participating broker receiving at least one half of commission. If the commission amount or the split is reduced the program reward will be reduced proportionately. To receive the award, customers must close their real estate transaction with a SIRVA-referred real estate agent. Due to state regulations, the award program is not allowed in AK, AL, IA, KS, LA, MO, MS, ND, OK, OR, TN. Cash back available in NJ on purchases only. Additionally, if you choose to sell your home with a Sirva-referred broker in these states, the benefit will be provided in the form of a reduced real estate commission. If you are purchasing a home and use a Sirva-referred broker in these states, and also choose to work with an approved lender for your financing, the approved lender will issue you a credit toward closing costs; in addition to any other closing cost credit provided by your loan program. You may use any lender you choose for your financing, but closing cost credits cannot be issued without utilizing an approved lender. None of these programs are valid for corporate-sponsored relocations or ineligible property types. You should always consult your tax advisor about the tax implications of receiving cash back. Programs can be cancelled or modified at any time without notice. Please call 800-579-2970 to learn more and see how you can get your cash back benefits. You may also contact us at 6200 Oak Tree Blvd., Ste 300, Independence, OH 44131.

3 Sirva Moving Services – Moving discount applied to interstate moves. Local and instate move discounts may vary. This offer applies to household moves between the 48 contiguous states. The interstate moving discount is based on rates in published tariff HGB 400-N (or reissues thereof) in effect on the date of the shipment loads. North American Van Lines MC #107012 U.S. DOT No.070851. Texas intrastate moves are hauled under the authority of North American Van Lines of Texas, LLC TxDMV No 0000009188; Texas DMV Phone No. 1-888-368-4689; Allied Van Lines, Inc. MC #15735 U.S. DOT No.076235. Texas intrastate moves are hauled under the authority of Allied Van Lines, Inc., TxDMV No 0000007143; Texas DMV Phone No. 1-888-368-4689. Programs can be cancelled or modified at any time without notice. 

4 $250 gift card for multi-service use requires closing with both mortgage lender and real estate program (buy or sell). Gift Card is subject to Card terms and conditions. See Cardholder Agreement.  American Express® is not an affiliate of Sirva Home Benefits and is in no way associated with this promotion.

5 Average savings calculation based on a $200,000 home value when using a Sirva referred agent to buy and/or sell a home. $4,000 total savings consist of a cash back reward of $2,000 for the real estate program (buy & sell), plus $2000 lender credit at closing. A combined savings of $4,000.

BJs Wholesale & the BJs logo are trademarks of BJs Inc. BJs nor AMEX are responsible for products or services offered by other participating companies.