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Everything you need to buy, sell, or refinance a home and save!
$4000 average savings for home buyers and sellers!
Find an Agent
Bundle & Save!
Earn up to $500 cash back for every $100k in home value at closing when you buy or sell with a preferred real estate agent.**
Enjoy up to $2000 in closing cost credit, for financing a home purchase or refinance.* Our multi-lender approach compares rates & programs to find the option that's right for you.
Plan your move and save on interstate (state-to-state) and local moving services.***
Earn a bonus $250 BJ's AMEX gift card when you combine mortgage and real estate services to save yourself time and money!^
Free. No hidden fees.
BJ's Wholesale is not a lender. BJ's Wholesale is not affiliated with SIRVA Home Benefits SIRVA Inc., SIRVA Mortgage, SIRVA Relocation real estate services or any of its affiliates. BJ's Wholesale does not endorse or recommend any particular lender and is not responsible for any of the activities of SIRVA Inc, SIRVA Home Benefits, SIRVA Mortgage, SIRVA Relocation real estate services, or any of the participating affiliates.
How It Works
Three easy steps. No cost. No obligation.
Speak With A Home Expert
Get Moving & Earn Rewards
Request A Consultation
Complete the form or call SIRVA directly to let us know you’re interested in the Home Benefits program. You can choose to use one, two, or all three services.
We'll help you connect with an approved real estate agent, mortgage lender, or movers in your area to fit your needs.
If you buy/sell with a realtor, complete your home financing process, or interstate move you'll can earn cash back and gift cards to help you save.
Each service is provided separately.
SIRVA Home Benefits includes partner brands of SIRVA Mortgage, SIRVA Relocation, Allied, and North American Van Lines.‡
Receive up to a $2000 lender credit for mortgage financing!*
Earn up to $500 CASH BACK for every $100,000 in home value after closing when buying or selling with a preferred agent!**
SIRVA, the world's largest relocation and moving company, will help maximize your time and money when buying and/or selling a home by connecting you with one-stop real estate, mortgage and moving services. The more services you use, the more you save! ‡
Everything you need. Everywhere you need it.™
SIRVA can connect you directly with the services that meet your needs. Use a single service or use them all.
SIRVA can get you closed and settled faster on your mortgae loan by reducing the amount of time and paperwork needed.
Personalized guidance is available to help you make all the right decisions.
Here's an Example of How Home Benefits Can Add Up
Finance a home with SIRVA Mortgage
Earn $2,000 lender credit
Buy a $200,000 home with a SIRVA preferred agent
Earn $1,000 cash back
Sell a $200,000 home with a SIRVA preferred agent
Earn $1,000 cash back
Bonus for using multiple services
Earn $250 gift card
$4,250 in your pocket
Number of global locations+
Number of years we've been in business+
Client satisfaction rating †
Mortgage Lending Services
Guiding New Homebuyers Every Step of the Way
A perfect choice for the first-time homebuyer as well as the experienced homeowner, we offer flexible down-payment options and will find the financing option that is right for you.
Great Rates With the Multi-Lender Advantage
One simple application is all that is required to access more than 200 lending programs including conventional, jumbo, FHA, veterans loans, and rates from several of the nation’s top mortgage lenders. We'll find the best solution that meets your needs and guide you from pre-approval to closing.
SIRVA Mortgage is proud to have earned the highest average score for its mortgage product among national competitors in the 26th Nationwide Relocating Employee Survey by Trippel Survey & Research, LLC©.
Refinance Made Easy
Homeowners have an opportunity to refinance, and significantly reduce the interest rate on their mortgage, modify the terms, consolidate debt or get cash out.
Home Benefits lending services are provided by SIRVA Mortgage (NMLS #2240).**
BJ's members receive up to $2000 closing cost credit on home purchase or refinance!*
Visit website for licensing information and see detals below.
Find a Real Estate Agent
Connect With a Local Real Estate Agent
SIRVA’s real estate agent matching service makes that task stress-free by connecting you with the perfect real estate agent from our Preferred Broker Network (PBN) of over 4,700 trained and certified professionals ready to help you buy or sell your home or investment property.‡‡
Buying a Home Made Simple
Experienced and first-time home buyers alike can benefit from buying a home with a program-referred agent focused on providing world-class service while guiding them to their dream home.
Selling a Home Made Easy
We're here to guide you through selling your home every step of the way. Let us connect you with the perfect network agent to market your home and make the process seamless.
Earn $500 cash back for every $100k in home value at closing when you buy or sell a home with an assigned participating real estate agent.^^
Household Goods Moving Services***
We offer you unparalleled control, priority capacity and significant pricing advantages on your interstate move when you use Allied® and North American® Van Lines.*** We also combine the benefits of do-it-yourself options for moving household goods with our SMARTBOX containers that allow you to pack at your own pace, and have our professional drivers pick them up for storage or immediate delivery.‡‡
Bundle and save! Enjoy a $250 bonus gift card when you combine two or more services.^
Frequently Asked Questions
Do I need to pay to get access to this program?
The Home Benefits Program is offered free to register and has no hidden costs.
Do I have to use all three services or can I use only the services I need?
Each part of the program offer is independent and you can select any or all of the available services. For example, if you are only in need of a mortgage, you can obtain a mortgage through the SIRVA program lender and receive the closing cost credit without having to use any other part of the program. The same applies to real estate and moving – you do not have to use the SIRVA program Lender in order to receive the cash back credit from the SIRVA real estate referral program. However, you use two services or more you will become eligible for an additional bonus of a $250 AMEX gift card.‡† Please note as well that because of the common ownership of SIRVA Relocation and SIRVA Mortgage (and other settlement service providers listed in the AFBA) the use or referral by any one of these companies to another may provide that company a financial or other benefit.
Can I use my cash back rewards to pay for closing costs?
If you choose SIRVA Mortgage as your lender, you can receive your earned real estate cash back at closing to be used in addition to the SIRVA Mortgage program lender credit for the payment of closing costs. If you chose another lender, your cash back will be either mailed or directly deposited into your checking account 30-45 days after closing.
How does the real estate process work?
One of SIRVA’s real estate coordinators will contact you to learn about your needs and what you are looking for in an agent. They will connect you with 1-3 of their preferred agents for you to talk to that meet your requirements. SIRVA’s Preferred Broker Network (PBN) is a mix of large, mid, and small brokerage companies that cover over 160 metropolitan areas. All agents in the network must have at least 3 years of experience in selling real estate, closed at least 20 real estate transactions in the past year, and must have specific brokerage-sponsored relocation training. You then work directly with your assigned agent to buy or sell a home. Your cash reward will be in your hands 30-45 days after closing! It’s that easy.
I have never heard of SIRVA. Are they a reputable company?
SIRVA, Inc. is the largest global mobility provider in the world. SIRVA delivers customized relocation and moving packages for thousands of relocating employees of large global corporations. SIRVA, Inc. is the parent company of SIRVA Relocation, SIRVA Mortgage, and Allied and North American van lines. SIRVA also handles moves for thousands of consumers through their home rewards programs.
As a mortgage lender licensed and operating in all 50 states, SIRVA Mortgage (NMLS #2240) can rate shop and provide access to programs of multiple lenders nationwide. SIRVA Mortgage employs non-commissioned Mortgage Consultants who can advise you on all aspects of mortgage financing and guide you from preapproval to closing on your dream home.
If these companies are all related, how do I know if they are cost-competitive?
SIRVA always looks to provide competitive rates and benefits. SIRVA’s Affiliated Business Arrangement Disclosure (AFBA) provides you a range of estimated charges or range of charges for the settlement services you may need. Click AFBA | SIRVA Worldwide Relocation & Moving | SIRVA to read the full SIRVA AFBA Disclosure. You are not required to use the listed providers as a condition for settlement of your loan, a refinance of your loan, the purchase or sale of your property, or obtaining title insurance of the subject property. There are frequently other settlement service providers available with similar services. You are free to shop around to determine that you are receiving the best services and the best rate for these services.
I see there are lots of disclosures, do they contain hidden terms?
Please read our disclosures below. The intention of our disclosures is to help explain us and the program requirements. The disclosure provides additional information for your benefit and you should read through them. Our goal is to provide great products, with great service, at great rates. SIRVA views disclosures as an important and informative part of doing business with you so that you can be confident that we are up front and have no hidden terms or fees with you.
What do customers say about us?
Customers showing their love
SIRVA Home Benefits Client
SIRVA Home Benefits Client
"This was the easiest home purchase we have gone through! Thank you SIRVA for all of your help."
"My SIRVA experience was totally and completely amazing. Everyone on the SIRVA team was helpful and great to work with. "
NMLS #2240. Click here for the SIRVA Mortgage NMLS access page.
BJ's Wholesale is not a lender. BJ's Wholesale is not affiliated with SIRVA Inc., SIRVA Mortgage, or any of its affiliates. BJ's Wholesale does not endorse or recommend any particular lender and is not responsible for any of the activities of SIRVA Inc, SIRVA Mortgage or any of the participating affiliates.
SIRVA Home Benefits is a brand name of SIRVA Worldwide used to offer a suite of products for homebuying purposes. Mortgage lender (SIRVA Mortgage, Inc.), SIRVA entity making real estate referral (SIRVA Relocation LLC), and van lines providing moving services (Allied Van Lines, Inc. and North American Van Lines, Inc.) are affiliated entities.
*Lender provides a credit up to $2000 to offset any Lender fees. This not an offer of credit. This is not an offer to enter into an interest rate lock-in agreement nor is this notice of loan approval. Mortgage approvals are rendered based on individual credit qualifications.
For those looking to refinance – even if your refinanced rate or APR is lower, by refinancing your existing loan, your total finance charges may be higher over the life of the refinanced loan.
SIRVA Mortgage, Inc. NMLS ID #2240, for licensing information, go to: www.nmlsconsumeraccess.org. Main Office Address is 6200 Oak Tree Blvd., Ste. 300, Independence, OH 44131; Telephone: 1-800-531-3837. We are licensed by/as (among others): Arizona Licensed Mortgage Banker, License #0901430; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4130944; Georgia Residential Mortgage Licensee #6221; Illinois Residential Mortgage Licensee; Kansas Licensed Mortgage Company, License #MC.0025314; Massachusetts Mortgage Lender, License #ML2240; Nevada Licensed Mortgage Banker, License #1043; Licensed by the N.J. Department of Banking and Insurance; Licensed Mortgage Banker – NYS Banking Department; Oregon Consumer Finance Act license #ML-186; Rhode Island Licensed Lender; Texas Mortgage Banker Registration #2240; WA Consumer Loan Company License #CL-2240.
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
Licensed Mortgage Loan Originators employed by SIRVA Mortgage, Inc. and their NMLS Unique Identifiers: Alan E. Flowers #252043, Bradley Linn Chapman #4047, Debra Jean Jackson #3561, Ernest Edward Phillips #4488, Janella Myra Souza #1432582, Jennifer Mae Miller #4248, Jeremey Edward Roach #920088, Joseph Edward Walkuski #1477740, Karen Jonelle Smith #1999798; Kathleen DiLillo Coombs #352701, Kathleen Marie Pope #3509, Linda Michelle Laramy #4034, Mark Dennis Lehman #942618, Mark Slavic Kadoutchek #2091890, Patrick Alan Frimel #980933, Paul Eric Klemme #4909, Robin Patricia Kara #4408, Ronna Sills Harris #4399, Sam Oscar Simmerman Jr. #4081, Stacy Marie Murphy #488543.
!Average savings calculation based on a $200,000 home value when using a SIRVA referred agent to buy and/or sell a home. $4,000 total savings consist of a cash back reward of $2,000 for the real estate program (buy & sell), plus $2000 lender credit at closing. A combined savings of $4,000.
^$250 gift card for multi-service use requires closing with both mortgage lender and real estate program (buy or sell), and/or completing an interstate full-service move with Allied or North American Van Lines.Phone No. 1-888-368-4689. Gift Card is subject to Card terms and conditions. American Express® is not an affiliate of SIRVA Home Benefits and is in no way associated with this promotion.
+Office locations for all SIRVA entities and services combined. Years in business refers to the longest number of years of a SIRVA affiliate company. Not all services have existed for 80 years.
†Average percentage of clients who said SIRVA mortgage “exceeded or met expectations” in Customer Satisfaction Surveys since 2008.
‡Mortgage lender (SIRVA Mortgage, Inc.), SIRVA entity making real estate referral (SIRVA Relocation LLC), and van lines providing moving services (Allied Van Lines, Inc. and North American Van Lines, Inc.) are affiliated entities. You are not required to use all programs in order to receive the benefits but the offer for the mortgage closing cost credit only applies when using a SIRVA program identified lender, the cash back offer only applies when using a SIRVA referred real estate broker, and any discounts on moving services are only applied when using an affiliated van line. Each program benefit is offered separately. Program benefits are only available through program PROVIDERS but you are not required to use all programs to receive each separate benefit. For SIRVA’s full affiliated business disclosures, including a range of cost for these services, go to https://www.sirvahomebenefits.com/affiliatedbusinessarrangements. SIRVA’s Affiliated Business Arrangement Disclosure (AFBA) provides you a range of estimated charges or range of charges for the settlement services you may need. Click AFBA | SIRVA Worldwide Relocation & Moving | SIRVA to read the full SIRVA AFBA Disclosure. You are not required to use the listed providers as a condition for settlement of your loan, a refinance of your loan, the purchase or sale of your property, or obtaining title insurance of the subject property. There are frequently other settlement service providers available with similar services. You are free to shop around to determine that you are receiving the best services and the best rate for these services.
^^Real Estate referrals are made by SIRVA Relocation LLC an affiliated business of SIRVA Worldwide and a licensed real estate broker. $500 cash back for every $100,000 only available when using a SIRVA referred real estate agent, the purchase and/or sale price is above $75,000. Program reward amount is based upon at least 6% real estate commission and the participating broker receiving at least one half of commission. If the commission amount or the split is reduced the program reward will be reduced proportionately. To receive the award, customers must close their real estate transaction with a SIRVA-referred real estate agent. Due to state regulations, the award program is not allowed in AK, AL, AR, IA, KS, LA, MO, MS, OK, OR, TN. Additionally, if you choose to sell your home with a SIRVA-referred broker in these states, the benefit will be provided in the form of a reduced real estate commission. If you are purchasing a home and use a SIRVA-referred broker in these states, and also choose to work with SIRVA Mortgage, Inc. (an Affiliate of SIRVA Relocation) for your financing, SIRVA Mortgage Inc. will issue you a credit toward closing costs; in addition to any other closing cost credit provided by your loan program. You are not required to use SIRVA Mortgage Inc. for home purchase financing. Closing cost credits cannot be issued without utilizing SIRVA Mortgage. None of these programs are valid for corporate-sponsored relocations or ineligible property types. The minimum home value must be above $75,000 to receive cash back or miles in any program. Programs can be cancelled or modified at any time without notice.
In the state of New Jersey a purchaser is obligated to pay any applicable taxes for receipt of the real estate cash back rebate and the purchaser should contact a tax professional concerning any possible tax implications of receiving the rebate.
***Allied Van Lines, Inc. MC 15735 U.S. DOT No.076235. Texas intrastate moves are hauled under the authority of Allied Van Lines, Inc., TxDMV No 0000007143; Texas DMV Phone No. 1-888-368-4689
North American Van Lines, Inc. MC 107012 U.S. DOT No.070851. Texas intrastate moves are hauled under the authority of North American Van Lines of Texas, LLC TxDMV No 0000009188; Texas DMV Phone No. 1-888-368-4689
‡‡SIRVA endeavors to refer real estate brokers and agents, household goods providers and other service providers that provide quality services and products. However, SIRVA and its respective associates, agents and representatives cannot make any representations or warranties as to the fitness and applicability of the referred brokers and agents, household goods providers and other service providers and their service for your particular situation and purpose. SIRVA does not provide a warranty with respect to your particular engagement, relationship and experience with the party referred brokers and agents or their services. You must evaluate the brokers, agents household goods providers and other service providers and their services and make selections and decisions based upon your own best judgment, interest, priorities, and concerns. SIRVA is not providing advice with respect to any selection or decision you may make.
BJs Wholesale & the BJs logo are trademarks of BJs Inc. BJs nor AMEX are responsible for products or services offered by other participating companies.